Terms & Conditions

These Terms & Conditions govern your access to and use of the website operated by Fortuvera Global Consultants FZ-LLC(“Fortuvera”, “we”, “us”). By browsing the site or submitting an enquiry you agree to be bound by them.

If you do not accept these terms, please discontinue use of the site. If you are agreeing on behalf of an organisation, you confirm that you have authority to bind that organisation.

Fortuvera provides advisory and delivery services across payment consulting, software consulting, fintech product development, compliance and risk advisory, and technology consulting.

Content on this website is a general description of our capabilities. It is not an offer capable of acceptance and does not create a consulting relationship. Every engagement is governed by a separate written agreement, statement of work or proposal (an Engagement Agreement) setting out scope, deliverables, timelines, fees and responsibilities. Where an Engagement Agreement conflicts with these terms, the Engagement Agreement prevails for that engagement.

Material on this site — including content relating to PCI DSS, payment regulation, security and compliance — is provided for general information only. It is not legal, financial, accounting, tax or regulatory advice, and it does not take account of your circumstances. Regulatory requirements differ by jurisdiction and change over time. You should obtain advice from a suitably qualified professional before acting, and you rely on site content at your own risk.

You agree not to:

• Use the site for any unlawful, fraudulent or harmful purpose.
• Attempt to gain unauthorised access to the site, its servers, or any connected system or network, or probe, scan or test its vulnerability without our prior written consent.
• Introduce malware, or interfere with the site’s operation or availability, including by denial-of-service activity.
• Scrape, harvest or systematically extract content, or use automated means to submit enquiries.
• Misrepresent your identity or affiliation, or submit another person’s data unlawfully.

We may suspend or restrict access where we reasonably believe these terms have been breached.

The website and its contents — including text, graphics, illustrations, layout, code and the Fortuvera name and logo — are owned by or licensed to us and are protected by intellectual property laws. You may view and print pages for your own internal business use.

You may not otherwise copy, reproduce, republish, adapt or distribute any part of the site without our prior written permission. Ownership of deliverables produced during an engagement is dealt with exclusively in the relevant Engagement Agreement.

Information exchanged during pre-contract discussions will be treated as confidential and used only to evaluate and scope a potential engagement, subject to any separate non-disclosure agreement. Please do not send cardholder data, credentials, production keys or other sensitive operational data through the website contact form; use an agreed secure channel instead.

The site may link to third-party websites, and engagements may involve third-party platforms, gateways, processors or cloud providers. We do not control those parties and are not responsible for their content, availability, security practices or terms. Any dealings with them are between you and that third party.

The website is provided on an “as is” and “as available” basis. To the fullest extent permitted by law we disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose and non-infringement. We do not warrant that the site will be uninterrupted, timely, error-free, or that any statistics, metrics, testimonials or illustrative figures shown are representative of results you will achieve.

To the fullest extent permitted by law, Fortuvera and its officers, employees and contractors will not be liable for any indirect, incidental, special, consequential or punitive loss, or for loss of profit, revenue, business, goodwill or data, arising out of or in connection with your use of this website. Our total aggregate liability arising from your use of the website is limited to AED 1,000. Nothing in these terms excludes liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any other liability that cannot lawfully be excluded. Liability under an engagement is governed by that Engagement Agreement.

You agree to indemnify and hold Fortuvera harmless from any claim, loss, liability or reasonable expense arising from your breach of these terms, your misuse of the website, or your violation of any law or third-party right.

These terms and any non-contractual obligations arising from them are governed by the laws of the United Arab Emirates. The courts of the United Arab Emirates have exclusive jurisdiction, save that we may bring proceedings to protect our intellectual property in any competent jurisdiction. Nothing here removes mandatory consumer protections available to you locally.

We may amend these terms at any time. The current version is always published on this page with its effective date, and continued use of the site after a change constitutes acceptance. If any provision is held unenforceable, the remainder continues in force.

Questions about these terms can be sent to contact@fortuvera.com.